Hit & Run Accident Lawyers Serving North Miami

Unfortunately, hit-and-run accidents are all too common and can have devastating consequences for those involved. Not only can they cause serious physical harm, but they can also result in significant financial losses for victims.

If you've been the victim of a hit-and-run accident, it's important to understand your legal rights and options. Filing a claim with your insurance company or pursuing legal action against the at-fault driver may be necessary to recover compensation for your damages.

Additionally, holding hit-and-run drivers accountable is crucial for promoting safer driving practices on our roads. By reporting these incidents and seeking justice through legal means, we can work towards preventing future accidents from occurring.

Don't let a hit-and-run accident leave you feeling hopeless. Taking action now can help protect your future well-being while saying that reckless behavior will not be tolerated on our streets.

Will My Insurance Cover a Hit-And-Run Accident?

If you've been involved in a hit-and-run accident, one of the first things on your mind might be whether or not your insurance will cover the damages. The answer to this question can vary depending on a few factors.

Firstly, it's important to know what type of coverage you have. If you only have liability coverage, which covers damage and injuries caused by you to others in an accident, then unfortunately, it won't cover damages caused by someone else hitting your vehicle and fleeing the scene.

However, if you have collision coverage as part of your policy, that should cover damages to your vehicle regardless of who is at fault for the accident. Additionally, some insurance companies offer uninsured motorist coverage, which can provide further protection if the driver responsible for causing the accident is not insured.

It's important to review your policy with your insurance provider and discuss any potential options for coverage in case of a hit-and-run incident.

What Is Uninsured Motorist Coverage, and How Does It Apply To Hit-And-Run Accidents?

Uninsured motorist coverage is a type of insurance that protects you if you are involved in an accident with a driver who does not have insurance. This type of coverage can also apply to hit-and-run accidents, where the at-fault driver cannot be identified or located.

If you have uninsured motorist coverage and are involved in a hit-and-run accident, your insurance company will typically cover the damages and injuries sustained in the accident up to your policy limits. The amount of coverage available varies depending on your policy and state laws.

It's important to note that uninsured motorist coverage only applies if you were not at fault for the accident. If you were partially or fully responsible for the collision, then this type of coverage may not apply.

In addition to covering medical expenses and property damage, uninsured motorist coverage can compensate for lost wages, pain and suffering, and other related expenses resulting from the hit-and-run accident.

To ensure that you are adequately protected in a hit-and-run accident, review your insurance policy carefully and consider adding uninsured motorist coverage if it isn't included.

How Does My Deductible Affect a Hit-And-Run Insurance Claim?

When it comes to hit-and-run accidents, your insurance policy's deductible can significantly affect how much you will have to pay out of pocket.

Simply put, the deductible is the amount you are responsible for paying before your insurance coverage kicks in. If you have a higher deductible, you will be responsible for paying more out of pocket. 

In a hit-and-run accident where the at-fault driver cannot be identified or located, your insurance policy may cover the damages through uninsured motorist coverage. However, this coverage typically has a separate deductible for hit-and-run accidents.

It's important to review your insurance policy and understand what deductibles apply in different scenarios so that you can make informed decisions on how best to proceed after an accident. Consulting with experienced hit-and-run accident lawyers can also help protect your rights throughout the claims process.

Can I File a Hit-And-Run Lawsuit if the Driver Is Identified but Uninsured?

If you have been involved in a hit-and-run accident and the driver is identified but uninsured, you may still be able to file a lawsuit against them. However, it is important to note that if the driver does not have insurance, they may not have the financial resources to pay for your damages.

In this situation, your best action would be to contact an experienced hit-and-run accident lawyer who can help you explore your legal options. They will be able to assess the details of your case and determine whether filing a lawsuit is feasible.

If it is determined that a lawsuit is appropriate, your lawyer will work with you to gather evidence and build a strong case against the uninsured driver. This could include obtaining police reports, witness statements, and other relevant documentation.

It's important to remember that navigating legal proceedings can be complex and time-consuming. That's why having an experienced hit-and-run accident attorney on your side can make all the difference when pursuing compensation for damages caused by an uninsured hit-and-run driver.

What Evidence Do I Need to Support a Hit-And-Run Insurance Claim?

When you file an insurance claim for a hit-and-run accident, it's essential to have strong evidence to support your case. The more evidence you have, the more likely your claim will be successful.

Firstly, gather as much information about the at-fault driver and their vehicle as possible. This can include details such as license plate number, make and model of the car, the color of the car, or any distinctive features that could help identify them.

Secondly, take photos of the damage to your vehicle and collect witness statements if any witnesses were present during the accident. Witnesses can provide valuable insight into what happened before and after the incident.

Thirdly, obtain a copy of the police report filed on-site by law enforcement officers responding to your assistance call. Police reports contain crucial details surrounding an accident, such as weather conditions or traffic flow and timestamps marking when things occurred.

Last but not least important is documenting all medical bills incurred due to injury from an accident- this serves as proof of injury sustained during the said event and provides financial records necessary for processing claims related thereto.

How Long Do I Have To Report a Hit-And-Run Accident to My Insurance Company?

If you are involved in a hit-and-run accident, it is important to report the incident to your insurance company immediately. Most insurers require policyholders to report an accident within a certain timeframe, typically between 24 and 72 hours after the incident.

Failing to report the hit-and-run accident promptly may result in your claim being denied or delayed. This can significantly impact your ability to recover compensation for damages and injuries resulting from the accident.

To ensure that you meet all reporting requirements, be sure to read your insurance policy carefully. It should outline specific instructions on how and when accidents must be reported.

In addition to reporting the accident promptly, it is also important to gather evidence such as witness statements, photographs of the damage, and any police reports related to the incident. This information can help strengthen your claim and improve your chances of receiving fair compensation for any losses incurred due to the hit-and-run accident.

Remember that every state has different laws regarding car accidents, so consult with a licensed attorney specializing in auto accidents before making decisions about filing claims or lawsuits.

Will Filing a Hit-And-Run Insurance Claim Increase My Premiums?

One of the biggest concerns for people involved in hit-and-run accidents is whether filing a claim with their insurance company will increase premiums. The answer to this question is not straightforward, as it depends on several factors.

Insurance companies often increase premiums for drivers who file claims, especially if they are at fault for an accident. However, hit-and-run accidents fall under uninsured motorist or collision coverage, which may have different rules regarding premium increases.

If you have uninsured motorist coverage and file a claim after a hit-and-run accident where you were not at fault, your premiums may not increase. This is because you are not considered at fault for the accident and would not be penalized by your insurance company.

However, if you only have collision coverage and file a claim after a hit-and-run accident where you were at fault or partially at fault (for example, if the driver caused damage to your car but you were speeding), your premiums may increase.

After filing an uninsured motorist or collision claim following a hit-and-run accident, it's essential to speak with your insurance provider about their policies regarding premium increases.

What Is a "Phantom Vehicle" and How Does It Relate to Hit-And-Run Accidents?

A "phantom vehicle" is a term used to describe a hit-and-run driver that causes an accident. Still, the victim cannot identify the other vehicle or driver due to circumstances beyond their control. This can occur in cases where the at-fault driver flees the scene quickly and cannot be identified or when no witnesses see what happened.

When a hit-and-run accident involves a phantom vehicle, it may be more challenging for victims to pursue compensation for damages and injuries sustained during the incident. However, it's not impossible. In some cases, insurance policies provide coverage for accidents involving phantom vehicles.

To qualify for this coverage, victims must show evidence that another car caused their accident and fled without being identified. The burden of proof in these types of cases often falls heavily on victims as they need strong evidence, such as surveillance footage or eyewitness accounts from those present at the time of the crash.

If you're involved in a hit-and-run case with a phantom vehicle, don't hesitate to seek legal advice from experienced attorneys specializing in personal injury claims related to this type of accident. They can help you navigate your options and work towards obtaining fair compensation for your losses.

Can I File a Hit-And-Run Lawsuit if I Am a Pedestrian or Cyclist?

Being involved in a hit-and-run accident can be traumatic, especially if you are a pedestrian or cyclist. In most cases, the driver who caused the accident flees the scene, making it hard to hold them accountable for their actions. However, as an injured pedestrian or cyclist, you have legal options.

If you were struck by a vehicle while walking or riding your bike and the driver fled the scene without stopping to exchange information or render aid, you may be able to file a hit-and-run lawsuit against them. This type of lawsuit seeks compensation from the at-fault driver for damages related to your injuries, such as medical bills, lost wages, and pain and suffering.

However, you must act quickly after being involved in a hit-and-run accident. Contacting experienced attorneys specializing in hit-and-run cases can help ensure evidence is preserved before it disappears. Additionally, these lawyers will work diligently on your behalf to gather evidence and build a strong case against the at-fault driver.

Pedestrian and cyclist accidents happen frequently due to drivers negligently operating their vehicles unsafely around vulnerable road users like pedestrians and bicyclists. These accidents often result in serious injuries requiring extensive medical treatment with long-term effects on daily activities.

What Happens if the Police Find the At-Fault Driver in a Hit-And-Run Accident?

If the police can find the driver responsible for a hit-and-run accident, they will likely face criminal charges. Depending on the severity of the accident and any injuries sustained, these charges could range from a misdemeanor to a felony.

In addition to facing criminal charges, the driver may be held civilly liable for any damages or injuries caused by the accident. This means that you may be able to file a lawsuit against them to recover compensation for medical bills, lost wages, and other expenses related to your injury.

It is important to note that even if the at-fault driver is found and charged with a crime, it does not guarantee you will receive compensation. They may not have insurance or assets available to cover your damages, which could make it difficult or impossible for you to collect any judgments awarded by a court.

Having an experienced hit-and-run accident lawyer on your side can be invaluable in such situations. They can help you navigate complex legal issues and work towards ensuring that you receive fair compensation for your losses.

Can I File a Hit-And-Run Lawsuit if the Accident Occurred While I Was Using a Ride-Sharing Service?

If you were involved in a hit-and-run accident using a ride-sharing service like Uber or Lyft, you may wonder if you can file a lawsuit. The answer is that it depends on the circumstances of the accident.

Ride-sharing companies provide insurance coverage for their drivers and passengers. Still, this coverage only applies when the driver is transporting a passenger or en route to pick one up. If the accident occurred while you were not on an active ride-share trip, your auto insurance policy would come into play.

However, if you were on an active ride-share trip during the hit-and-run accident and suffered injuries, you could file a lawsuit against both the at-fault driver (if they are eventually identified) and possibly even against Uber or Lyft themselves.

It's important to note that these cases can be complex and require experienced legal representation. Contacting hit-and-run accident lawyers serving North Miami can help ensure that your rights are protected and that any potential compensation for damages is sought after diligently.

Contact Frankl Kominsky Hit & Run Accident Lawyers Serving North Miami

If you have been a hit-and-run accident victim, it's essential to understand your rights and legal options. The experienced hit-and-run accident lawyers at Frankl Kominsky are here to help you navigate the complexities of insurance claims and lawsuits.

At Frankl Kominsky, we have served countless North Miami clients in hit-and-run accidents. Our team will provide you with personalized attention and work tirelessly to ensure you receive the compensation you deserve for any damages or injuries sustained.

Don't hesitate to contact us today at (561) 800-8000 for a free consultation. We'll listen to your story, answer all your questions, and guide you every step towards seeking justice. Remember: You don't have to face this alone - we are here for you!

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