Remain Calm and Assess the Situation
The first thing to do is take a deep breath and remain calm. Panicking will only make the situation worse. Assess the scene and check on the other driver and any passengers. Call 911 right away if there are any injuries. Tell the operator you’ve been in a car accident so they can send emergency responders.- Turn on your hazard lights and move your vehicle out of traffic if it’s safe. This helps avoid further collisions and prevents traffic backups.
- Do not admit fault or sign any statements. Exchange information like driver’s license, registration, insurance, make and model of vehicles involved, time of accident, witness information, etc. Let the police determine who’s at fault.
- Take pictures of the vehicles involved, license plates, insurance info, driver’s licenses, and the accident scene. Pictures provide visual evidence to support insurance claims.
Call 911 and Report the Accident
The first thing you’ll want to do after an accident is to call 911 to report it to the police. Even if there are no injuries, it’s important to get a police report for insurance purposes. When on the call, provide the details of what happened, including the exact location of the accident and whether medical assistance is needed. Be prepared to answer questions about the vehicles involved, such as make, model, color, license plate number, and VIN. Once emergency responders have been notified, turn on your hazard lights, and if possible, move the vehicles to the side of the road to avoid blocking traffic. Only do so if the vehicles are drivable and it is safe to move them.Document the Scene With Photos
Take photos of the accident scene and all vehicles involved from multiple angles. Your photos may capture important details you may not notice or remember later. Be sure to get:- Close-ups of any visible damage to the vehicles.
- Wide shots of the overall accident scene.
- License plate numbers of other vehicles.
- Insurance information from other drivers.
- Photos of any injuries to document them for insurance claims.
Exchange Information With Other Drivers
After an accident, exchange information with the other driver(s) involved. Get their name, address, phone number, insurance details, vehicle make/model, and license plate number. Write down the details of the other vehicle, including any noticeable damage. Take photos of the vehicles, licenses, and insurance cards. Get the contact information for any witnesses as well. The more details you gather at the scene, the better. Don’t just rely on verbal exchanging details – get copies of documentation like insurance cards, registration, etc. People can get flustered after an accident and may provide incorrect information by mistake. Having documentation helps ensure you have the right particulars to share with authorities and insurance providers.Get Contact Information From Witnesses
Getting information from any witnesses at the scene of an accident is crucial. Their accounts of what happened can help support your side of the story if the other driver denies responsibility or the police report is inaccurate. After exchanging details with the other driver(s) involved, look around for any witnesses and get their contact information. Explain that you want to have a full, accurate account of the events in case of disputes over liability or damages. Most bystanders will understand and provide their name, phone number, and maybe even a written statement. Be sure to ask things like:- Did you see what happened?
- Can you describe the sequence of events?
- Do you have any photos or video of the accident that occurred?